Mortgage Solutions for Self-Employed Borrowers, First-Time Home Buyers & Complex Financing
25+ Years of Experience • Top 1% Mortgage Originator • Thousands of Families Helped
WELCOME HOME TO VANDYK MORTGAGE CHARLOTTE
Stacey Duncan - Chief Production Officer
VanDyk Mortgage Charlotte
NMLS# 70431
Why Clients Choose Me
Clients come to me because they want more than a quote. They want answers. They want strategy. They want confidence.
My team helps solve challenges like:
- Complex self-employed income
- First-time homebuyer questions
- Credit improvement strategies
- Low down payment options
- Jumbo financing
- Investment property financing
- Non-QM lending
- Bridge loans and buy-before-you-sell programs
- HELOCs and equity planning
- Relocation financing
- Unique financial situations that don’t fit the “average borrower”
If there’s a smarter way to structure your financing, we’ll find it with less friction.
With more than two decades of experience, I’ve learned that great lending isn’t about selling loans. It’s about building relationships.
That’s why many of my clients become lifelong clients, returning for their next home purchase, investment property, refinance, or sending their family and friends our way.
They know they’ll receive:
- Honest advice, even if it’s not what they expected to hear
- Fast, proactive communication
- A team that stays ahead of potential issues
- Clear expectations from start to finish
- Financing tailored to their goals, not a one-size-fits-all approach
Experience You Can Trust
- 25+ years in residential mortgage lending
- Top 1% Mortgage Loan Originator nationally
- Top 1% Female Loan Originator
- Executive lending leader and national industry speaker
- Trusted by top REALTORS®, builders, attorneys, CPAs, and financial advisors
- Thousands of successful closings across a wide range of loan programs
Awards are meaningful but they’re the result of consistently putting clients first.
My Commitment to You
Whether you’re buying your very first home, growing your investment portfolio, or running a successful business with complex finances, my commitment is the same:
I’ll treat your mortgage like it’s my own.
I’ll educate you, advocate for you, communicate with you, and work to create the best financing strategy possible not just the fastest approval.
Because a mortgage isn’t just about today, your future needs financing too.
Let us help you build wealth and create opportunities for tomorrow.
If you’re ready to take the next step, I’d be honored to help. Let’s build the right plan together.